Germantown Homes under $400,000

Germantown Homes under $400,000

Welcome to Germantown, Maryland, a vibrant community nestled in the heart of Montgomery County. Known for its picturesque neighborhoods and family-friendly atmosphere, Germantown offers a perfect blend of suburban tranquility and urban convenience. With its proximity to Washington, D.C., residents enjoy easy access to the nation's capital while relishing the charm of a close-knit community.

Germantown boasts a diverse array of amenities, including parks, shopping centers, and recreational facilities. Outdoor enthusiasts can explore the scenic trails of the nearby Seneca Creek State Park, while families can take advantage of the excellent schools and community programs. The city is also home to a variety of dining options, from cozy cafes to international cuisine, ensuring that there’s something to satisfy every palate.

For those looking to plant roots in Germantown without breaking the bank, you’ll be delighted to discover a selection of homes under $400,000. This affordability makes Germantown an attractive option for first-time homebuyers, growing families, and anyone seeking a comfortable lifestyle in a thriving area. Whether you’re in search of a charming townhouse, a cozy single-family home, or a modern condo, Germantown’s real estate market offers a range of properties that cater to various tastes and budgets.

In Germantown, you’ll find not just a house, but a place to call home. With its welcoming community spirit and an array of affordable housing options, Germantown is the perfect place to start your next chapter. Come explore the possibilities and see why so many have chosen to make Germantown their home!

Newest Germantown Homes under $400,000

20217 Shipley Ter Unit 2-B-302, Germantown
$225,000
2 Beds ⋅ 1 Baths
Is Lakeview Condos one of Montgomery County’s best values? This top-floor unit makes a strong case. Beautifully updated and move-in ready, the home features fresh paint, ceramic tile, recessed lighting, and a recently updated kitchen with granite countertops, stainless steel appliances, glass-front cabinetry, and stylish finishes. The updated bath features glass tile accents, while the second bedroom offers custom built-ins for added character and storage. The exceptionally large primary bedroom easily accommodates a California king with room to spare. Additional highlights include a wood-burning fireplace with marble hearth and mantle, in-unit washer and dryer, double-pane vinyl windows approximately four years old, HVAC just one year old, and a private oversized balcony. The location is just as impressive. Lakeview connects directly to the Lake Churchill path system leading into Black Hill Regional Park and Little Seneca Lake, with miles of paved paths and trails plus boating, biking, fishing, and abundant wildlife. Community amenities include two pools, a clubhouse, basketball and tennis courts, with water, lake access, and paths included in the condo fee. Convenient to I-270, Germantown Town Center, Germantown Library, BlackRock Center for the Arts, Germantown Transit Center, restaurants, shopping, and more. A spacious, updated top-floor condo surrounded by nature while still close to everything Germantown has to offer. **FHA APPROVED** Some photos may be virtually staged.

20217 Shipley Ter Unit 2-B-302, Germantown

Listing courtesy of RLAH @properties. Contact:

12540 Laurel Grove Pl, Germantown
$317,000
2 Beds ⋅ 2 Baths
Modern finishes, valuable updates, and a fenced backyard make this two-bedroom, one-and-a-half-bath townhome a standout in Germantown. A landscaped front garden welcomes you inside, where neutral tones, crown molding, and flooring updated in June 2023 create a cohesive feel across both levels, including the living room, dining room, and bedrooms. The kitchen features white cabinetry, stainless steel appliances updated in June 2024, granite countertops, a tile backsplash, and a breakfast bar that connects to the dining area—keeping conversation flowing while you cook or entertain. The adjoining living room offers recessed lighting, natural light, and direct access to the backyard, while a main-level powder room adds everyday convenience. Upstairs, two bedrooms provide comfortable space to unwind, with a full bathroom featuring a tiled tub/shower surround and convenient laundry on the bedroom level. Additional updates include the HVAC system in June 2024, the roof in September 2017, and top-rated Anderson Windows. Out back, the fenced yard features an expansive deck with room for outdoor dining, grilling, and relaxing, plus a gate for rear access. Whether enjoying your morning coffee or hosting friends, this outdoor space is a natural extension of the home. Conveniently located near Germantown shopping, dining, and everyday essentials, with easy access to I-270, this home brings together inviting interiors, thoughtful updates, and a practical Montgomery County location.

12540 Laurel Grove Pl, Germantown

Listing courtesy of EXP Realty, LLC. Contact:

13121 Wonderland Way Unit 13-138, Germantown
$287,500
2 Beds ⋅ 3 Baths
Discover the charm of this rare and delightful 2-level penthouse condo in the heart of Germantown, where comfort meets community. This spacious 2-bedroom, 2.5-bathroom home boasts contemporary design and a cozy fireplace, perfect for creating lasting memories. Enjoy the spacious bedrooms with private bathrooms in each. This well maintained condo is move-in ready for a buyer to enjoy or for an investor to own the perfect rental property. With easy access to local amenities and public services, everything you need is just moments away. Don't miss the opportunity to make this gem your own!

13121 Wonderland Way Unit 13-138, Germantown

Listing courtesy of RLAH @properties. Contact:

13 Drumcastle Ct, Germantown
$400,000
3 Beds ⋅ 4 Baths
Welcome to this spacious 3-bedroom, 3.5-bathroom townhome in Germantown’s Brandermill community! Built in 1988, this home offers approximately 1,960 total square feet across three finished levels. The main level features hardwood floors, a large living room, powder room, and eat-in kitchen with island, pantry, laminate countertops, built-in microwave, smooth-top electric range, and side-by-side refrigerator with ice maker. A bright bump-out with skylights provides additional space and natural light. Upstairs, the primary suite offers a walk-in closet and private full bathroom with shower, while two additional bedrooms share a full hall bath. The lower level provides excellent flexibility with a wood-burning fireplace, full bathroom with stand-up shower, laundry area, additional room ideal for a home office or guest space, and unfinished storage. Enjoy outdoor living in the fenced rear yard with deck. Brandermill residents enjoy a community swimming pool, playgrounds, walking paths, and assigned parking. Conveniently located near shopping, dining, parks, and major commuter routes, and feeding to Clarksburg High School. Schedule your showing today!

13 Drumcastle Ct, Germantown

Listing courtesy of RE/MAX Realty Group. Contact:

13247 Meander Cove Dr Unit 115, Germantown
$299,900
2 Beds ⋅ 2 Baths
Charming top-floor 2-bedroom, 2-bathroom condo nestled in the sought-after Villas at Willow Cove! This community is one of the county’s best-kept secrets, offering exceptional value in a convenient location. Enjoy easy access to I-270, Clarksburg Outlets, Germantown Town Center, BlackRock Center for the Arts, and the Germantown Library. Best of all, the community is directly connected to Lake Churchill, with access extending to Little Seneca Lake and Black Hill Regional Park. Inside, you’ll find soaring vaulted ceilings, beautiful hardwood floors, a cozy wood-burning fireplace, and a private balcony—perfect for relaxing or enjoying your morning coffee. The updated kitchen features modern appliances, while the two spacious bedrooms provide plenty of room to unwind. The generously sized primary bedroom also features a walk-in closet, adding to the comfort and functionality that sets these condos apart. The price per square foot is one of the best in the neighborhood. A wonderful opportunity to enjoy comfortable living, great amenities, and a prime location—all in one of Germantown’s hidden gems... Don't miss this!!!!

13247 Meander Cove Dr Unit 115, Germantown

Listing courtesy of EXP Realty, LLC. Contact:

18700 Caldonia Ct Unit E, Germantown
$275,000
2 Beds ⋅ 2 Baths
Welcome home! This spacious, light-filled 2-bedroom, 2-full-bath condo offers comfortable living with plenty of room to spread out. Freshly painted and featuring brand-new carpet, this home is move-in ready and waiting for its next owner. The bright living room flows into the dining area and kitchen, featuring lots of cabinet space plus a convenient pantry. The primary bedroom offers plenty of closet space and a private ensuite bath with double sinks. The second bedroom features recessed lighting and its own ensuite bathroom—perfect for guests, roommates, or a home office. Step outside and enjoy your private balcony, the perfect spot for morning coffee or winding down after a long day. Conveniently located just minutes from I-270, shopping, parks, and Gunners Lake. Comfortable, convenient, freshly updated, and ready to go—come take a look before it's gone!

18700 Caldonia Ct Unit E, Germantown

Listing courtesy of RLAH @properties. Contact:

13107 Millhaven Pl Unit 6-I, Germantown
$325,000
2 Beds ⋅ 2 Baths
Welcome home to this spacious and inviting 2-bedroom, 2-full-bath condo in the desirable Cloppers Mill community of Germantown! Offering approximately 1,148 square feet of comfortable living space, this home features an open and airy floor plan designed for both everyday living and entertaining. The generous living room is anchored by a cozy gas fireplace and flows effortlessly into the separate dining area, providing plenty of room for gatherings with family and friends. The kitchen offers gas cooking, abundant cabinetry and convenient access to the main living spaces. The spacious primary suite provides a relaxing retreat with a private ensuite bath featuring a soaking tub and a huge walk in closet while the generously sized second bedroom & additional full bath offer flexibility for guests, remake it into a home office or additional living space. In-unit laundry adds everyday convenience. This unit is a rare find since it is conveniently located on the main floor & also has an access ramp / zero entry stairs to get inside the home. Ideally located in Germantown with easy access to shopping, dining, parks and major commuter routes, including Great Seneca Highway and I-270. Enjoy being just minutes from Germantown Town Center with convenient access to Maryland Soccer Plax and endless trails, tennis, indoor swim and familiy activities as well as a short drive to Kentlands, RIO and Downtown Crown. Spacious, comfortable and conveniently located—13107 Millhaven Place apt. I is ready to welcome its next owner!

13107 Millhaven Pl Unit 6-I, Germantown

Listing courtesy of RE/MAX Realty Centre, Inc.. Contact:

19609 Galway Bay Cir Unit 202, Germantown
$265,000
2 Beds ⋅ 2 Baths
Welcome Home to Ashmore at Germantown! Embrace the effortless, low-maintenance living with this 2-bedroom, 2-bathroom condo nestled in the highly desirable Ashmore community. Combining classic style with modern updates, this move-in-ready home boasts an intuitive layout accented by refined crown molding and stylish, durable Luxury Vinyl Plank (LVP) flooring throughout the main living spaces. Sun-filled windows and sliding glass doors flood the interior with natural light while providing direct access to your private balcony the perfect spot to enjoy morning coffee or evening relaxation. The well-appointed kitchen offers counter space, abundant cabinet storage, and a comfortable layout. Retreat to the primary suite, featuring a spacious walk-in closet and a private en-suite bathroom complete with a deep soaking tub designed for ultimate relaxation. Across the home, the versatile second bedroom and full guest bathroom provide the ideal setup for guests, a dedicated home office, or a roommate layout. Everyday convenience is made easy with a washer and dryer in the unit. A RARE and invaluable feature of this home is its exceptional parking package: a private attached garage spot, an additional parking space right outside the garage door, plus a second dedicated assigned spot giving you three designated parking spots in total! As an Ashmore resident, you’ll enjoy top-tier resort-style amenities right outside your door, including a sparkling outdoor swimming pool with sundeck, a well-equipped fitness center, a resident clubhouse, and beautifully landscaped grounds. Located in the heart of Germantown, this home offers quick access to major commuter routes like I-270, Route 355, and the Germantown MARC station. You're minutes from shopping, dining, and entertainment at Germantown Town Center, BlackRock Center for the Arts, and Topgolf, plus endless outdoor recreation at Black Hill Regional Park and Seneca Creek State Park. Whether you're a first-time homebuyer, downsizing, or looking for a turnkey property, this Ashmore condo offers the ultimate blend of comfort and lifestyle. Schedule your private tour today!

19609 Galway Bay Cir Unit 202, Germantown

Listing courtesy of Compass. Contact:

12216 Eagles Nest Ct Unit K, Germantown
$280,000
2 Beds ⋅ 2 Baths
Beautifully reimagined and thoughtfully renovated from top to bottom, this Germantown home offers a move-in-ready opportunity with modern updates, quality finishes, and attention to detail throughout. From the moment you enter, you’ll notice the fresh, contemporary feel created by updated fixtures, stylish design elements, and a cohesive renovation that blends comfort with functionality. Every detail of the transformation was carefully considered to create a home that feels refreshed, polished, and ready for everyday living. Enjoy the convenience of a completed renovation with updated spaces designed for today’s lifestyle, allowing you to settle in and make the home your own from day one. Located in Germantown, this property offers convenient access to shopping, dining, recreation, commuter routes, and nearby amenities. With its impressive interior transformation and convenient location, this home delivers the opportunity to enjoy a beautifully updated space without the time and expense of a major renovation. Schedule your showing today and experience the thoughtful updates, modern finishes, and welcoming design that make this home stand out.**Photos may be virtually staged**

12216 Eagles Nest Ct Unit K, Germantown

Listing courtesy of Keller Williams Realty. Contact:

20404 Shore Harbour Dr Unit 3-B, Germantown
$310,000
2 Beds ⋅ 2 Baths
LAKE VIEWS, CORNER LOCATION & NATURE AT YOUR DOORSTEP! Welcome to this wonderful ground-level corner condo where everyday living feels a little more like a getaway. Featuring two spacious bedrooms and two generously sized baths, each bedroom is privately positioned on opposite sides of the home—perfect for roommates, guests, or anyone who appreciates a little extra space and privacy. And then there are the VIEWS, VIEWS, VIEWS! This home faces gorgeous Little Seneca Lake and enjoys extra windows throughout thanks to its desirable corner location. The spacious living room is designed for relaxing and entertaining, with crown molding, decorative track lighting, a cozy fireplace, huge lake-facing windows, and sliding glass door access to the patio. Step outside and enjoy your morning coffee surrounded by nature, or wander directly onto one of the community trails from just outside your door. The updated kitchen features granite countertops, a breakfast bar, gas cooking, stainless steel appliances, and stylish pendant lighting. The adjoining dining room offers plenty of space for a large table and memorable meals with family and friends. A spacious laundry room with washer and dryer adds everyday convenience. The primary bedroom is a true retreat with large windows, a sliding glass door to the patio, a walk-in closet, and an ensuite bath featuring a relaxing soaking tub. The second bedroom is also generously sized with its own walk-in closet and convenient access to the hall bath with a walk-in shower. Fresh paint and new carpet throughout make this home truly move-in ready. There is also secured storage on the patio and an assigned parking space located conveniently right in front of the unit. And the lifestyle? It's hard to beat! Enjoy two community outdoor pools, tot lots, sports courts, walking and nature trails, and the beauty of Little Seneca Lake right outside your door. Whether you're into kayaking, stand-up paddleboarding, boating, fishing, hiking, or simply sitting by the water and watching the world go by, outdoor adventure is literally at your fingertips. Come home to the lake, the trails, the views, and a home designed for comfortable everyday living. This is nature at its best—and it's waiting for you!

20404 Shore Harbour Dr Unit 3-B, Germantown

Listing courtesy of Samson Properties. Contact:

18800 Pine Ridge Ln Unit 1-1, Germantown
$274,944
3 Beds ⋅ 2 Baths
GREAT END UNIT TOWNHOME WITH FINISHED BASEMENT AS BEDROOM. MAKE THIS GREAT AGAIN. WAY BELOW MARKET VALUE. WHAT AN END UNIT LOCATION WITH HUGE SIDEYARD.

18800 Pine Ridge Ln Unit 1-1, Germantown

Listing courtesy of RE/MAX Realty Group. Contact:

19613 Gunners Branch Rd Unit 614, Germantown
$214,999
2 Beds ⋅ 2 Baths
This charmin 2-bedroom, 2 bathroom unit in the desirable Greenfield Commons subdivision offer a blend of comfort and convenience,built in 1982, this well -maintaned garden style apartment feutures an open floor plan that seamlessly connects the dinning and living areas, creating an inviting space for relaxation and entertainment. The neighborhood is known for its peaceful atmosphere and proximity to local amenities including shopping, dining and recreational options, Parking is at the front of the building and washer and dryer inside of the unit for the buyer convenience Do not miss the chance to make this delightful apartment your new home or investment in this well-managed community.

19613 Gunners Branch Rd Unit 614, Germantown

Listing courtesy of Fairfax Realty Select. Contact:

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