Germantown Homes under $400,000

Germantown Homes under $400,000

Welcome to Germantown, a charming and historic neighborhood nestled in the heart of Philadelphia, Pennsylvania. Known for its rich history, Germantown boasts beautiful tree-lined streets, stunning architecture, and a vibrant community spirit that welcomes newcomers with open arms. This area is a treasure trove of cultural heritage, featuring landmarks such as the Germantown White House and the historic Johnson House, which offer a glimpse into the past and the stories that shaped this remarkable neighborhood.

For homebuyers seeking affordability without compromising on quality, Germantown presents an excellent opportunity. With a variety of homes available under $400,000, this neighborhood is ideal for first-time buyers, families, and investors alike. You’ll find everything from charming row homes to spacious single-family residences, each with its own unique character and charm. Many of these homes feature modern updates while still retaining their historic appeal, allowing you to enjoy the best of both worlds.

Germantown is not just about beautiful homes; it also offers a strong sense of community. Residents enjoy easy access to parks, local shops, and a plethora of dining options that reflect the area’s diversity. With public transportation readily available, commuting to downtown Philadelphia is a breeze, making Germantown an attractive option for those who want to experience city living without the hustle and bustle.

Discover the hidden gems of Germantown and find your dream home today. With its affordable housing options, rich history, and vibrant community, you’ll quickly see why so many are proud to call Germantown home.

Newest Germantown Homes under $400,000

no property photo
$199,500
3 Beds ⋅ 2 Baths

321 W Apsley St, Philadelphia

Listing courtesy of Century 21 Advantage Gold-Castor. Contact:

517 E Chelten Ave, Philadelphia
$150,000
6 Beds ⋅ 2 Baths
This home is huge. Enter onto the nice sized front porch where once rehabbed will be a place of relaxation. The living room is spacious with a fireplace. Continue to a large dining room which will accommodate large family gatherings. The kitchen is a galley kitchen. On the second floor are three nice sized bedrooms and a bathroom. Go to the third floor and again there are three nice sized bedrooms and a bathroom. The basement is a great place for storage or once rehabbed could be extra living space since there are two forms of egress. The buyer should understand that this is a total rehab since everything in the property is original and needs to be brought back to the grand home that it was when it was built. The property is conveniently located to all forms of public transportation. It is situated across from the Basilica of the Miraculous Medal, a national shrine. Although this property needs restoration, the bones are in very good shape. They don't build them like this anymore. Please look beyond the stuff that is in the photos and arrange a showing. Make this home into your dream home.

517 E Chelten Ave, Philadelphia

Listing courtesy of Coldwell Banker Realty. Contact:

131 W Abbottsford Ave, Philadelphia
$375,000
3 Beds ⋅ 4 Baths
Historic character. Modern luxury. Completely transformed! A rare opportunity to own a beautifully restored & totally renovated home in the heart of Historic Germantown! Thoughtfully renovated while preserving the craftsmanship, charm, character & details that make Germantown's historic homes so special, this residence is truly something special! Built circa 1900, this 2-story semi-detached Victorian has just been renovated & restored inside & out! Offering 3 bedrooms, 2 full baths, including a primary en-suite, & 2 brand-new half baths, historic charm meets modern comfort. The extra-wide 100 block is recognized by Philadelphia for original red brick paving dating to 1915, now complemented by new concrete sidewalks, granite curbs, trees, abundant parking on both sides. Landscaped front & rear gardens feature original Wissahickon Schist retaining walls. The enclosed front sunporch offers operable front windows & a new ceiling fan & tile floors. Two sets of restored original wood vestibule doors with beveled glass. The vestibule retains original marble thresholds, brass doorknobs, mail slot & wainscoting, with new Zellige tile floor, distinctive ceiling light & original & new gold & black hand-painted address numbers. The 1st floor features a spacious living room, brand-new half bath with Zellige tile floor, dining room & completely renovated kitchen. Incredible natural light floods the home through its numerous windows, restored stained glass & transom windows, creating bright, airy & inviting living spaces throughout. Refinished original top-nailed oak floors run throughout both levels, bedrooms & staircases. Original & restored paneled & mirrored wood doors with brass, crystal & porcelain doorknobs. Front & rear staircases (rear off kitchen) have restored banisters & railings. The dining room offers a repurposed fireplace mantel, coat closet & skylight. The redesigned kitchen pairs new sleek white cabinetry with a restored original wood china/dish/pantry cabinet. All-new features include LG stainless steel appliances, range hood, quartz countertops, backsplash, eco-friendly flooring, stainless steel undermount sink, faucet, disposal & LED recessed lighting. A waterfall-edge quartz island seats 4. Both restored staircases lead to the 2nd floor with 3 bedrooms, 2 renovated full baths & a dedicated laundry room with brand-new LG front-loading washer & dryer. The light-filled primary suite includes a sitting area, multiple closets & private en-suite bath featuring Zellige wall & floor tile, walk-in shower with Delta rain showerhead & handheld wand, LED recessed lighting, backlit mirrors & dual-flush toilet. A new solar tube brightens the upstairs hallway. Stairs from the kitchen lead to the huge, windowed basement spanning the home's footprint, with a brand-new half bath, workshop, abundant storage & walkout to the private backyard. There's room for a kids' & pets' play area, Peloton/Pilates/Yoga fitness studio, home office or other flexible uses. The backyard features modern slat privacy fencing, wrought iron gate & original stone retaining walls, perfect for entertaining or your next BBQ! Virtually every aspect is brand new or meticulously restored, inside & out! Upgrades include new roof, Low-E double-pane windows, hot water heater, high-efficiency AUX zoned mini-split heating & cooling, new baths & professional interior & exterior painting. Location, location, location! Just 1 block from Loudoun, Germato & Kay Parks & Happy Hollow Playground & 2 blocks from Fernhill Park! Convenient to Weavers Way Co-op, Germantown Avenue restaurants, shops, cafés, historic sites, Wissahickon Valley Park, SEPTA Regional Rail & buses. Easy access to Route 1, Lincoln & Kelly Drives, 76, 676, 95, Center City, 30th Street Station, Philadelphia Airport, East Falls, Mt. Airy & Chestnut Hill. With the Philadelphia Homestead Exemption, estimated 2027 property taxes are just $1,495 annually! Don't miss this extraordinary home on an amazing block!

131 W Abbottsford Ave, Philadelphia

Listing courtesy of Compass Pennsylvania, LLC. Contact:

48 E Price St, Philadelphia
$120,000
3 Beds ⋅ 2 Baths
Awesome opportunity for cash flow or profit in rapidly appreciating Germantown. This home has been substantially completed with with nearly $40,000 in improvements including new roof, new framing, exposed brick, new wiring, plumbing and HVAC systems. The buyer will get almost all of the materials needed to finish the job included with the sale price. Materials include siding, windows, cabinets, bath fixtures, and high end kitchen appliances. Upon completion, you will have a home that will command the highest rents and sale prices in the immediate area for its size and location. The property conveniently located right off Germantown Avenue for easy access to tons of shopping, dining and recreation (Wissahickon Park) options, as well as Lasalle College, and Septa routes. Make your appointment today. You will not be disappointed.

48 E Price St, Philadelphia

Listing courtesy of Realty Mark Associates. Contact:

5340 Newhall St, Philadelphia
$245,000
3 Beds ⋅ 2 Baths
Move-In Ready Fresh from top to bottom, this 1,222 sq ft, 3-bedroom, 1.5-bath corner home is ready for its next chapter. Crisp dark siding and a new craftsman-style front door set the tone from the curb, and inside, the renovation goes well beyond cosmetics. Step through the front door into a bright, open living and dining area where warm hardwood floors run the full length of the main level. Recessed lighting keeps the space glowing, and the open layout gives you room to arrange it however suits you. At the back of the first floor, the all-new kitchen features shaker-style gray cabinetry, quartz countertops, a tile backsplash, and a full suite of stainless-steel appliances, including a French-door refrigerator. A center island adds prep space and casual seating, and the tile flooring cleans up easily. Upstairs, three comfortable bedrooms offer hardwood floors, great natural light, and closet space. The renovated full bath is a standout, with floor-to-ceiling subway tile, a modern vanity with quartz top, an LED-backlit mirror, and graphic black hex tile flooring. A convenient half bath completes the layout. The work you can't see is just as important. The home has been updated with a new roof, new electrical, a new hot water heater, and new plumbing. The big-ticket items are already handled, and you can focus on making it yours. Location adds to the appeal. You're close to Chelten Avenue, Germantown Avenue, and School House Lane, with shopping, dining, and everyday conveniences nearby. A smart layout, quality finishes, and a corner location with extra windows and natural light make this a rare find. Schedule your showing today.

5340 Newhall St, Philadelphia

Listing courtesy of Opulent Realty Group LLC. Contact:

5234 Morris St, Philadelphia
$289,000
4 Beds ⋅ 2 Baths
Welcome to 5234 Morris Street in Philadelphia’s historic Germantown neighborhood, where deep roots, historic architecture, and renewed investment are shaping an exciting new chapter for the community. Situated on the largest residential lot on the block at approximately 45' x 120', the property offers a rare combination of scale, outdoor space, and potential. The deep house is complemented by an oversized side and rear yard, along with an existing curb cut that adds flexibility for future use. Inside, the home retains an abundance of original character, including rich, deep-brown hardwood floors, substantial original moldings, generously sized bedrooms, and a beautiful central staircase. While the property has experienced deferred maintenance and requires work, these architectural details provide a strong foundation for someone looking to restore and reimagine a substantial Germantown home. Germantown continues to experience meaningful neighborhood investment and renewed local activity. Parks, neighborhood businesses, SEPTA transportation, and the area's wealth of historic landmarks provide convenient access to both everyday amenities and the character that makes Germantown unique. 5234 Morris Street presents an opportunity to bring new life to a property with exceptional lot size, historic character, and considerable potential.

5234 Morris St, Philadelphia

Listing courtesy of Coldwell Banker Realty. Contact:

6329 Ross St, Philadelphia
$385,000
4 Beds ⋅ 2 Baths
Welcome to 6329 Ross Street! This is a beautiful 4-bedroom, 1.5-bathroom gem nestled in the heart of historic Germantown, offering comfort, character, and convenience. The home features a large open, wrap-around porch offering both a classic architectural charm and expanded outdoor living space. Upon entry, you are greeted by a welcoming vestibule that opens to a spacious living room complete with a beautiful fireplace, built-in bookshelves, hardwood floors, and recessed lighting. As you move through the home you will enter the dining area with large bay windows (providing ample opportunity for natural lighting) complete with a built in China cabinet. You will then move to the kitchen featuring stunning cherry wood cabinets, brand new stainless-steel appliances, ceramic floors, recessed lighting, and an island to sit and enjoy meals. Just off the kitchen is a half bathroom/powder room as well as access to a spacious deck which overlooks a large, enclosed backyard perfect for relaxing, entertaining or the opportunity to set up your own beautiful garden! The 2nd floor features 4 bedrooms which are perfect for not only resting, but can be utilized as office space, gym space, or the creation of a walk-in closet! Washer and dryer are also on the 2nd floor in the full bathroom. This home also has a full basement that spans the full length of the house with plenty of space for storage, a handyperson workspace, or even a remodeling opportunity to match your vision. 6329 Ross is in a great location conveniently located to schools, shopping, restaurants, parks and various modes of public transportation. The home is also minutes to the Wissahickon, and within walking distance of several well-known coffee shops and bookstores/cafes which are popular with the neighborhood residents. Don’t delay, schedule your showing today!

6329 Ross St, Philadelphia

Listing courtesy of Compass Pennsylvania, LLC. Contact:

5037 Stenton Ave, Philadelphia
$180,000
3 Beds ⋅ 2 Baths
This spacious 3-bedroom home has an enclosed porch, generously-sized living room, dining room & eat-in kitchen with the ever-poplular Carrara marble-design laminate countertops (all appliances are stainless steel & just a few years old). on the 1st floor. The second floor consists of 3 bedrooms with ample space and a hall bath with separate shower & tub (built-in cabinets above tub), which includes a skylight. The partially finished basement has an additional updated full bathroom and a separate laundry room with hookups, along with significant storage space. The rear garage door has been sealed to allow for even more storage capacity in this room. The entire house has been freshly painted with a neutral grey on the 1st floor, bright white on the 2nd floor and a warm/cozy grey in the basement. The front exterior has an inviting, nicely-sized patio, perfect for those summer bbqs. This home is in a very convenient & walkable location, as it is less than a mile from La Salle University, Wister Woods park, public transportation and local shopping! Start enjoying your new home just in time for the holidays!Property is being sold in as-is condition.

5037 Stenton Ave, Philadelphia

Listing courtesy of Homestarr Realty. Contact:

629 E Woodlawn St, Philadelphia
$225,000
3 Beds ⋅ 2 Baths
Welcome to this spacious, well-maintained 3-bedroom, 1.5-bath home in the the Germantown section of Philadelphia! Featuring a generous living and dining area, a functional kitchen, and three nicely sized bedrooms, this home offers comfort and plenty of space. Schedule your showing today!

629 E Woodlawn St, Philadelphia

Listing courtesy of Integrity Real Estate Services. Contact:

445 W Penn St, Philadelphia
$375,000
4 Beds ⋅ 3 Baths
Welcome to 445 W Penn St, a beautifully renovated home that blends modern finishes, thoughtful design, and comfortable living across multiple levels. With 4 bedrooms, 2.5 bathrooms, a finished basement, front porch, and a spacious backyard, this home offers plenty of room for everyday living, entertaining, and relaxing. Step inside to a bright, open-feeling interior featuring recessed lighting throughout and contemporary finishes. The living room is highlighted by a quartz indoor fireplace/heater, creating a stylish focal point and a cozy atmosphere. The open-concept layout flows naturally into the kitchen, making the main level ideal for entertaining and gatherings. The newly renovated kitchen features elegant quartz countertops, modern cabinetry, a stainless-steel hood vent, and a gas range, offering both functionality and a polished contemporary look. The kitchen also provides ample counter space for meal preparation and entertaining. Upstairs, you’ll find three well-appointed bedrooms, along with a beautifully updated full bathroom featuring a large illuminated LED mirror and modern finishes. The primary bedroom stands out with three windows that bring in an abundance of natural light, creating a bright and inviting retreat. The bedrooms are also equipped with remote-controlled ceiling fans for added comfort. The finished lower level adds valuable additional living space and includes the fourth bedroom and a full bathroom with a walk-in shower—ideal for guests, a private suite, home office space, or additional household living needs. As you make your way downstairs, the home’s exposed brick details add character and a touch of warmth against the modern renovation. Outside, enjoy a front porch perfect for morning coffee or relaxing, along with a decent-sized backyard offering additional outdoor space for entertaining, gardening, recreation, or simply enjoying some fresh air. Property Highlights * 4 Bedrooms * 2.5 Bathrooms * Newly renovated throughout * Finished basement * Fourth bedroom + full bathroom in basement * Walk-in shower * Quartz kitchen countertops * Gas range * Stainless-steel hood vent * Quartz indoor fireplace/heater * Recessed lighting throughout * Remote-controlled ceiling fans in bedrooms * LED-lit bathroom mirror * Primary bedroom with three windows * Exposed brick accents * Front porch * Decent-sized backyard * Modern flooring and finishes throughout 445 W Penn St offers the best of both worlds: modern renovation with character and functional living space. With four bedrooms, multiple bathrooms, a finished basement, outdoor space, and stylish contemporary finishes, this property is ready for its next owner to move in and make it home.

445 W Penn St, Philadelphia

Listing courtesy of Believe Realty Group. Contact:

552 Tulpehocken St, Philadelphia
$305,000
3 Beds ⋅ 3 Baths
Nestled in the heart of Germantown, this charming Colonial twin home, built in 1900, seamlessly blends historic elegance with modern comforts. With three spacious bedrooms and one and a half baths, this residence invites you to experience a lifestyle of warmth and sophistication. a fully finished basement that offers endless possibilities-whether it's a cozy family room, a home office, or a creative studio, this versatile space adapts to your needs. The main living areas are bathed in natural light, highlighting the classic architectural details that define this home. The inviting layout encourages both relaxation and entertaining, making it the perfect backdrop for cherished moments with loved ones. The kitchen, while not detailed in the listing, is a canvas awaiting your personal touch, ready to inspire culinary creations and gatherings. Imagine hosting dinner parties or casual brunches in this welcoming space, where laughter and conversation flow as freely as the aromas from your favorite dishes. The outdoor space, though compact at 0.04 acres, offers a quaint retreat for enjoying morning coffee or evening sunsets. Picture yourself unwinding on the porch, surrounded by the vibrant community of Germantown, where local shops and parks are just a stroll away. Parking is a breeze with on-street options, ensuring convenience for you and your guests. The home's location provides easy access to the rich tapestry of experiences that Germantown has to offer, from delightful eateries to cultural attractions. This property is not just a house; it's a place where memories are made, and a lifestyle is cultivated. With its blend of historic charm and modern potential, this Colonial twin home is ready to welcome you into a world of comfort and elegance. Embrace the opportunity to make this enchanting residence your own, and step into a life filled with warmth, community, and endless possibilities.

552 Tulpehocken St, Philadelphia

Listing courtesy of Diallo Real Estate. Contact:

24 W Duval St, Philadelphia
$245,000
2 Beds ⋅ 1 Baths
This home may qualify for up to $22,000+ in homebuyer assistance grants! Certain buyers may be eligible for up to $12,000 through Citadel's Home Help Program plus additional assistance through Philly First Home and other programs. Contact your lender for eligibility details Welcome to 24 West Duval Street, a beautifully updated 2-bedroom, 1-bath home that blends modern finishes with classic charm. Step inside to refinished hardwood flooring that flows throughout the living room, dining room, kitchen, and both bedrooms, adding warmth and character throughout the home. The living room features an updated fireplace that serves as a striking focal point and adds to the home’s charm. Continue into the newly renovated kitchen, featuring stylish two-tone shaker cabinetry with white uppers and warm wood-tone lowers, white granite countertops, stainless steel appliances, and a ceramic tile backsplash. Upstairs, you’ll find two spacious bedrooms with refinished hardwood flooring and a fully renovated bathroom featuring a new vanity, ceramic tile flooring, and a beautifully tiled shower surround. With its combination of preserved character, modern renovations, and central air conditioning, 24 West Duval Street is move-in ready and waiting for its next owner!

24 W Duval St, Philadelphia

Listing courtesy of Rosedale Real Estate LLC. Contact:

Start Your Search